Meet Spendy Mcspender - my pre frugal living, money saving self.

Meet Spendy McSpender: An interview with my pre-frugal self

May 1st 2018 will mark 1 year since a metaphorical coconut fell on my head, triggering the radical tightening of the purse strings and embarkation upon our financial independence seeking, frugal living adventures.   Throughout this year, we’ve had money management successes and failures. Most notably, we’ve achieved our target of going from saving 5% […]

Cheap cleaning products - homemade laundry powder. be frugal to save money get rich.

Be frugal: How to make a natural washing powder for just 3 cents per load

As outlined in my recent post, How to make cheap cleaning products for 15 cents, I’ve started to make my own cleaning products as part of my quest to be frugal to reduce debt and increase savings.   Not only are home-made cleaning products cheaper, but I can make them as naturally as I want. […]

saving money

Ethics 101: 5 things I will not sacrifice for frugality

In this modern world, sustainability and ethics are trendy terms. This is great as it means that we are starting to think about the impacts of our contemporary consumerist lifestyles on the natural environment and on developing societies.   However, there’s a cost that comes with products or services that meet ‘ethical’ and/or ‘sustainable’ criteria. […]

promo codes are your frugal friend

Promo codes are your frugal friend

Promo codes are great. In fact, promo codes are brilliant. Promo codes are pretty much a financial freedom seeking frugal-ist’s dream.   I don’t buy anything online without first checking for a relevant promo code. I don’t manage to find one 100% of the time. However, I probably have success 80% of the time.   […]

Financial Independence Journey

Two Years On From My Financial Epiphany, What Has Changed?

As you may be aware, my beloved and I’s Financial Independence journey commenced shortly after my 30th Birthday.   We had just returned from an overseas holiday celebration for my birthday, when I started to get anxious about our financial position. Our holiday had been lovely, but expensive (thanks in part to business class flights […]

New Year Resolution Progress

In January, I posted my New Years resolutions for 2018 in order to hold myself accountable for those resolutions for once in my life!   As it is now well into the second half of the year, I thought it was time to check in and see just how well, or shit, I’m going with […]

wealth maximisation tool box

What tools are in your wealth maximisation tool box?

Recently, I spoke about how the principles of negotiation are a great tool for your wealth maximisation tool box.   This begs the question… What is a wealth maximisation tool box? Good question, I say…   Wealth Maximisation Wealth maximisation is an accounting term primarily used in the context of stock price adjustment. Essentially, wealth […]

Someone has interferred with my FIRE aspirations by stealing a package of mine

Hope you enjoy the package, jerk!

This week’s post is going to be a little different from the usual.   Firstly, because it’s late as I’ve been focusing all my energy on trying to achieve FIRE sooner through a job application. And, secondly… Because something has enraged me and I’m pretty much just going to have a rant.   So here goes… […]

Cheap Cleaning Products: How to make a cheap, natural glass and bathroom cleaner

The latest addition to my cheap and easy cleaning products repertoire is my homemade glass and bathroom cleaner.   Like the all-purpose spray I’ve been making for about 15 cents per bottle, my glass cleaner only contains a few ingredients that are cheap and easy to find.   The key active ingredient in this recipe […]

If I could turn back time I would take back my car loan costs

If I could turn back time

I’ve made a lot of unintelligent financial choices over the years. Despite my modern day frugal living, I still make silly financial decisions. I don’t regret a lot of them, as I’ve experienced some pretty great things throughout my life thus far.   The one thing I do regret however, is succumbing to the fancy […]