New Year Resolution Progress

In January, I posted my New Years resolutions for 2018 in order to hold myself accountable for those resolutions for once in my life!   As it is now well into the second half of the year, I thought it was time to check in and see just how well, or shit, I’m going with […]

Continue reading
What to do when your friends have a huge travel budget and you don't

What to do when your friends have a huge travel budget (but you don’t)

This is a guest post written by Monika Gudova for Mozo.com.au.   As “fun” as it may be, sometimes we all need a break from the world of walking-meetings and hot-desking, so when your bestie asks you to join her for a 14-day European vacay, you say yes – with bells on!   That is […]

Continue reading
Is your income keeping up with inflation

Is Your Income Keeping Up With Inflation?

This week Industrial Relations action commenced against my employer regarding our latest Enterprise Bargaining Agreement (EBA). This was mostly due to the fact that my employer’s wage offer under this agreement was a 0% pay rise for the next 3 years.   This is the first time in my employer’s history of offering no wage […]

Continue reading
how to get rid of credit card debt fast

Drum roll……. We paid off our credit card debt!

In May 2013, my dearly beloved opened a credit card account with the Commonwealth Bank of Australia.   The primary point of this credit card was for “emergencies”. At the time, we didn’t have an emergency fund. In fact, we didn’t have any savings. So, it seemed logical, and rather responsible, to have some kind […]

Continue reading
7 Mistakes to Avoid When Moving into a New Place

7 Mistakes to Avoid When Moving into a New Place

This is a guest post written by Angela Pearse for zumper.com.   Want to know how to move to a new house without getting stressed? Planning an event like this isn’t something you can just throw together at the last minute, there are a lot of different factors to take into account. If you don’t, […]

Continue reading
Is It A Wise Idea To Save Money When You're In Debt?

Is It A Wise Idea To Save Money When You’re In Debt?

This post was written by Stacy Miller from kissyourmoney.com. Stacy’s blog aims to provide real-world advice, tips and tricks to make, spend and save extra money smartly. Conventional wisdom says that you should focus on paying back your creditors when you’re in debt, but is this really the case?   When you’re in debt, saving […]

Continue reading
Can salary packaging be used to get out of the Medicare Levy Surcharge?

Can I use salary packaging to avoid the Medicare Levy Surcharge?

In early June, my beloved and I received letters from the Australian Government outlining that as we were now 31 we would be subject to the Medicare Levy Surcharge (MLS) and Lifetime Health Cover (LHC) from 1 July this year. This notification has two potential implications for us.   Firstly, if our combined MLS assessable […]

Continue reading

Beer O’Clock Brewing Sessions: Interview No. 2 with Physician on FIRE

Welcome to the Beer O’Clock Brewing Sessions interview series. This series is designed to provide insight into the world of home brewing for beer loving frugal folk who want to save their pennies, but aren’t willing to give up beer to achieve financial freedom!   The second interview in the series is with none other […]

Continue reading
salary packaging to make your wealth grow

What’s the deal with salary packaging?

What is salary packaging? Salary packaging, also known as salary sacrificing, is an arrangement between an employee and employer whereby certain items are paid for out of an employees pre-tax salary.Typical items include superannuation, cars, computers, electricity, etc.   Salary packaging acts as an extra incentive for employee attraction and retention. Essentially, it’s a little […]

Continue reading
Day trading introduction: daytradingz.com

Success in Day Trading: Truly easy, or is that a myth?

This article was written by Alexander from daytradingz.com | Alexander started investing back in 1999 and his fascination with the financial markets is still strong today. He started his blog in 2016, sharing his experiences in short term investing as well as revealing insights about major vendors in this segment.   Success in day trading – […]

Continue reading