Beer O’Clock Brewing Sessions: Interview No. 4 with Clint from NextGen Wealth

Welcome to the Beer O’Clock Brewing Sessions interview series. This series is designed to provide insight into the world of home brewing for beer loving frugal folk who want to save their pennies, but aren’t willing to give up beer to achieve financial freedom!   The fourth interview in the series is with Clint from […]

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How to protect your identity from identity theft

How To Protect Yourself From Online Fraud This Christmas

The Christmas holiday period is the biggest retail shopping event of the year. As a result, fraudsters try to sneakily scam us all of our hard earned cash over this period. Here’s 5 ways you can protect yourself from online fraud this Christmas.   Only shop online using secure HTTP (HTTPS) Hyper Text Transfer Protocol […]

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The Flawed Consumer, Australian Personal Finance Blog, is changing

The Flawed Consumer Is Changing…

It has now been 18 months since I started The Flawed Consumer. When I started, it was my intention to share my journey to Financial Freedom in the hope of both teaching and learning from others.   Part of my reasoning behind this was that after I had my financial epiphany around my 30th birthday, […]

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IRE: career is a social construct

Why we seek FIRE: Career Is Merely A Social Construct

Up until I discovered the Financial Independence/Retire Early (FIRE) movement, I had never really thought much about why we spend so much of our lives focused on career. I had just accepted it as an inevitable part of life.   However, over the last 12 months, I’ve thought a lot about what I really want […]

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beer o'clock interview series brewing FIRE

Beer O’Clock Brewing Sessions: Interview No. 3 with Brewing FIRE

Welcome to the Beer O’Clock Brewing Sessions interview series. This series is designed to provide insight into the world of home brewing for beer loving frugal folk who want to save their pennies, but aren’t willing to give up beer to achieve financial freedom!   The third interview in the series is with Adam from […]

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How to save money on DIY renovations

How To Save Money On DIY Renovations

Last year, my beloved and I embarked on our first home renovation adventure. As it was our first mission, we thought it apt to focus on something fairly straight forward. So, we decided to focus on our garage and laundry.   Both of these areas were in desperate need of a face lift. The floors […]

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what my childhood taught me about money

The Good, The Bad, And The Ugly: What My Childhood Taught Me About Money

When I was growing up, money wasn’t plentiful. Don’t get me wrong, we always had a roof over our heads and food on the table, but there wasn’t usually much more to spare.   As an adult, my Mum told us that for quite a long period of time when we were young, she would […]

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New Year Resolution Progress

In January, I posted my New Years resolutions for 2018 in order to hold myself accountable for those resolutions for once in my life!   As it is now well into the second half of the year, I thought it was time to check in and see just how well, or shit, I’m going with […]

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What to do when your friends have a huge travel budget and you don't

What to do when your friends have a huge travel budget (but you don’t)

This is a guest post written by Monika Gudova for Mozo.com.au.   As “fun” as it may be, sometimes we all need a break from the world of walking-meetings and hot-desking, so when your bestie asks you to join her for a 14-day European vacay, you say yes – with bells on!   That is […]

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Is your income keeping up with inflation

Is Your Income Keeping Up With Inflation?

This week Industrial Relations action commenced against my employer regarding our latest Enterprise Bargaining Agreement (EBA). This was mostly due to the fact that my employer’s wage offer under this agreement was a 0% pay rise for the next 3 years.   This is the first time in my employer’s history of offering no wage […]

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