Welcome to the Beer O’Clock Brewing Sessions interview series. This series is designed to provide insight into the world of home brewing for beer loving frugal folk who want to save their pennies, but aren’t willing to give up beer to achieve financial freedom! The first interview in the series is with USA based […]
Recently, I spoke about how the principles of negotiation are a great tool for your wealth maximisation tool box. This begs the question… What is a wealth maximisation tool box? Good question, I say… Wealth Maximisation Wealth maximisation is an accounting term primarily used in the context of stock price adjustment. Essentially, wealth […]
When we started making adjustments to our lifestyle in order to cut spending and increase savings, there were plenty of things that I was willing to sacrifice for the sake of our financial future. However, beer was not one of them. Consequently, in order to continue to keep beer in our lives, I opted for […]
Where it all began… On July 31 2015, my beloved and I took out a $25,000 variable interest rate car loan for a used SUV with 7000kms on the clock. Throughout its term, the interest on this loan varied between 9.95% and 10.39%. As I’ve spoken about previously, my beloved and I really didn’t […]
Recently, I wrote about how I negotiated a competitive discount with my electricity supplier. In this post, I spoke about how research, preparation and a little bit of courage are paramount to negotiating a good deal. Consequently, I thought I would elaborate further by sharing my thoughts on how to negotiate a better deal by […]
Before I started working in my current team, I had no idea about best value practices. If I needed to get some work done on my car or buy an expensive item, I used to get a quote from someone and if it seemed reasonable, I’d do it. However, if the quote seemed unreasonable […]
Putting off the awkward conversations As part of my frugality adventures, I’ve been on a cost cutting mission for just over a year. In doing so, we’ve cut back our travel, groceries, alcohol, hobbies, takeaway and entertainment costs. These costs were easy for me to make a change to, as they were all self-imposed and […]
Happy Birthday, well, Me! Today marks one year since I started The Flawed Consumer in my quest to Achieve Wealth The Easy Way. To mark this occasion, I thought I’d share with you some of my favourite posts, achievements, failures and guest posts throughout year one of this financial independence adventure I’m on… Favourite […]
As I recently mentioned in my Meet Spendy McSpender post, I’ve been on my frugal adventures for a year now. Throughout that year I’ve made a lot of frugal changes to our lives which have helped us cut our expenses and debt, as well as increase our savings. These improvements to our personal finances were the […]
Here are my tips for selling second hand goods online: Set the price higher then you’re willing to accept to allow for negotiation room. Do your research and be realistic about the value of your item. Sell items that are in good condition (i.e. not junk unless it’s an antique). Or, be willing to give these […]