The Christmas holiday period is the biggest retail shopping event of the year. As a result, fraudsters try to sneakily scam us all of our hard earned cash over this period. Here’s 5 ways you can protect yourself from online fraud this Christmas. Only shop online using secure HTTP (HTTPS) Hyper Text Transfer Protocol […]
It has now been 18 months since I started The Flawed Consumer. When I started, it was my intention to share my journey to Financial Freedom in the hope of both teaching and learning from others. Part of my reasoning behind this was that after I had my financial epiphany around my 30th birthday, […]
Up until I discovered the Financial Independence/Retire Early (FIRE) movement, I had never really thought much about why we spend so much of our lives focused on career. I had just accepted it as an inevitable part of life. However, over the last 12 months, I’ve thought a lot about what I really want […]
Welcome to the Beer O’Clock Brewing Sessions interview series. This series is designed to provide insight into the world of home brewing for beer loving frugal folk who want to save their pennies, but aren’t willing to give up beer to achieve financial freedom! The third interview in the series is with Adam from […]
Last year, my beloved and I embarked on our first home renovation adventure. As it was our first mission, we thought it apt to focus on something fairly straight forward. So, we decided to focus on our garage and laundry. Both of these areas were in desperate need of a face lift. The floors […]
When I was growing up, money wasn’t plentiful. Don’t get me wrong, we always had a roof over our heads and food on the table, but there wasn’t usually much more to spare. As an adult, my Mum told us that for quite a long period of time when we were young, she would […]
In January, I posted my New Years resolutions for 2018 in order to hold myself accountable for those resolutions for once in my life! As it is now well into the second half of the year, I thought it was time to check in and see just how well, or shit, I’m going with […]
This is a guest post written by Monika Gudova for Mozo.com.au. As “fun” as it may be, sometimes we all need a break from the world of walking-meetings and hot-desking, so when your bestie asks you to join her for a 14-day European vacay, you say yes – with bells on! That is […]
This week Industrial Relations action commenced against my employer regarding our latest Enterprise Bargaining Agreement (EBA). This was mostly due to the fact that my employer’s wage offer under this agreement was a 0% pay rise for the next 3 years. This is the first time in my employer’s history of offering no wage […]
In May 2013, my dearly beloved opened a credit card account with the Commonwealth Bank of Australia. The primary point of this credit card was for “emergencies”. At the time, we didn’t have an emergency fund. In fact, we didn’t have any savings. So, it seemed logical, and rather responsible, to have some kind […]