Welcome to the Beer O’Clock Brewing Sessions interview series. This series is designed to provide insight into the world of home brewing for beer loving frugal folk who want to save their pennies, but aren’t willing to give up beer to achieve financial freedom! The second interview in the series is with none other […]
What is salary packaging? Salary packaging, also known as salary sacrificing, is an arrangement between an employee and employer whereby certain items are paid for out of an employees pre-tax salary.Typical items include superannuation, cars, computers, electricity, etc. Salary packaging acts as an extra incentive for employee attraction and retention. Essentially, it’s a little […]
This article was written by Alexander from daytradingz.com | Alexander started investing back in 1999 and his fascination with the financial markets is still strong today. He started his blog in 2016, sharing his experiences in short term investing as well as revealing insights about major vendors in this segment. Success in day trading – […]
As I alluded to in my Spendy McSpender post, before discovering the Financial Independence movement I could be pretty shitty with money. Unfortunately, throughout my 20’s, it could be said, I was a bit of a Dumb White Girl with money. I didn’t value it as much as I should have; and I wasn’t as […]
Welcome to the Beer O’Clock Brewing Sessions interview series. This series is designed to provide insight into the world of home brewing for beer loving frugal folk who want to save their pennies, but aren’t willing to give up beer to achieve financial freedom! The first interview in the series is with USA based […]
Welcome to the Beer O’Clock Brewing Sessions interview series. This series is designed to provide insight into the world of home brewing for beer loving frugal folk who want to save their pennies, but aren’t willing to give up beer to achieve financial freedom! The first interview in the series is with USA based […]
Recently, I spoke about how the principles of negotiation are a great tool for your wealth maximisation tool box. This begs the question… What is a wealth maximisation tool box? Good question, I say… Wealth Maximisation Wealth maximisation is an accounting term primarily used in the context of stock price adjustment. Essentially, wealth […]
When we started making adjustments to our lifestyle in order to cut spending and increase savings, there were plenty of things that I was willing to sacrifice for the sake of our financial future. However, beer was not one of them. Consequently, in order to continue to keep beer in our lives, I opted for […]
Where it all began… On July 31 2015, my beloved and I took out a $25,000 variable interest rate car loan for a used SUV with 7000kms on the clock. Throughout its term, the interest on this loan varied between 9.95% and 10.39%. As I’ve spoken about previously, my beloved and I really didn’t […]
Recently, I wrote about how I negotiated a competitive discount with my electricity supplier. In this post, I spoke about how research, preparation and a little bit of courage are paramount to negotiating a good deal. Consequently, I thought I would elaborate further by sharing my thoughts on how to negotiate a better deal by […]