money goals

New year. New goals. New resolutions.

The new year tends to inspire a renewed motivation within us to be proactive and take control of our lives. So many of us make a new year resolution with the greatest intentions. Sometimes we achieve these financial goals. Sometimes we get to the end of the year and forget what it was we said […]

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Money management

Effective Money Management Isn’t Just About Money

This morning I made the decision not to put the $7 I had in my wallet into our Adventure Fund. Instead I spent it on a want rather than a need.   This could be seen as counterproductive to my TFC intent and purpose of achieving financial freedom through effective money management. However, the thing […]

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Save money through free exercise so you can lose your gym membership now.

How to save money through free exercise: Use or lose your gym membership now

Recently, three of my work colleagues were talking about their gym memberships. All three of them paid $12.95 a week for their membership. But, here’s the thing; only one of them went to the gym twice a week. Another one went about once a month. And the other one hadn’t been in 6 months and […]

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money management

10 simple changes I’ve made to go from saving 5% to 25% of my net income in just 6 months

Today I bring you the TFC 6 month round up. Check out the 10 changes I’ve made below to learn how to save money like a pro:   1. Utilising parent/family skills As it came into winter this year, we quickly realised that our dog required a new coat. The coat she had was two […]

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saving money

Ethics 101: 5 things I will not sacrifice for frugality

In this modern world, sustainability and ethics are trendy terms. This is great as it means that we are starting to think about the impacts of our contemporary consumerist lifestyles on the natural environment and on developing societies.   However, there’s a cost that comes with products or services that meet ‘ethical’ and/or ‘sustainable’ criteria. […]

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save money second hand frugal living

How I’m funding an epic Europe trip whilst trying to be frugal!

As outlined in my post about how I saved $147.05 on a pair of Timberland boots, my beloved and I are heading off on an epic European adventure. This coming February and March, we’ll be traveling through France, England, Scotland, Netherlands, Portugal and Spain.   We are treating this trip as our “last hurrah” trip. That is, our last […]

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Acorns AU investment portfolios

Acorns AU: Investing made easy (Part 2)

Editor’s note: Acorns AU is now known as Raiz. Any references to Acorns AU throughout this article refer to Raiz.   In my first post about Acorns AU, I outlined how easy it is to start investing with just $5. Additionally, I touched on Acorns AU portfolio options and its round-ups feature.   Today, I’m […]

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The Imminent Arrival of Amazon Australia

I’m not the kind of person that usually looks forward to a big corporation like Amazon Australia entering the market. I’m one of those people that likes to support the small guy.   I refuse to buy milk for $1 a litre from the big guys, because I can see that the intention is to […]

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How I saved $147.05 on a pair of Timberland boots

This week I was a Flawed Consumer by buying something that I don’t necessarily need. That something is a pair of shiny new 6 inch premium Timberland boots. Not only are they shiny as hell, but they’re comfy as hell and look pretty damn fine too. And, the best bit is that they were cheap […]

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Acorns AU investing made easy

Acorns AU: Investing made easy (Part 1)

Editor’s note: Acorns AU is now known as Raiz. Any references to Acorns AU throughout this article refer to Raiz.   Ever thought about investing but haven’t had the know how or spare cash lying around? Looked into the stock market only to find that you need $500-$1000 to open an account? Well, look no further, […]

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