2019 New Year Resolution progress

2019 New Year Resolution Progress: Quarter 1

In January, I set 5 goals for the year as New Year Resolutions. I set goals for each of my four overarching principles: finance, knowledge, kindness and health.   We’ve now just entered the second quarter of the year, so here’s my progress so far with this year’s resolutions.   Finance goals This year I […]

Continue reading
Financial Independence Journey

Two Years On From My Financial Epiphany, What Has Changed?

As you may be aware, my beloved and I’s Financial Independence journey commenced shortly after my 30th Birthday.   We had just returned from an overseas holiday celebration for my birthday, when I started to get anxious about our financial position. Our holiday had been lovely, but expensive (thanks in part to business class flights […]

Continue reading
New Year Resolutions 2019

New Year Resolutions 2019

The new year tends to inspire a renewed motivation within us to be proactive and take control of our lives. So many of us make a new year resolution with the greatest intentions. Sometimes we achieve these goals. Sometimes we get to the end of the year and forget what it was we said we’d […]

Continue reading
Successes and failures on our financial freedom journey thus far

Our Top 5 Money Successes and Failures of 2018

As 2019 is fast approaching, now is the perfect opportunity to reflect on the year that was.   2018 was a great year for kicking financial goals. As you’ll see below, we made some great strides forward on our financial freedom journey.   However, as you’ll also see, we are still flawed consumers and have […]

Continue reading
The Flawed Consumer, Australian Personal Finance Blog, is changing

The Flawed Consumer Is Changing…

It has now been 18 months since I started The Flawed Consumer. When I started, it was my intention to share my journey to Financial Freedom in the hope of both teaching and learning from others.   Part of my reasoning behind this was that after I had my financial epiphany around my 30th birthday, […]

Continue reading

New Year Resolution Progress

In January, I posted my New Years resolutions for 2018 in order to hold myself accountable for those resolutions for once in my life!   As it is now well into the second half of the year, I thought it was time to check in and see just how well, or shit, I’m going with […]

Continue reading
how to get rid of credit card debt fast

Drum roll……. We paid off our credit card debt!

In May 2013, my dearly beloved opened a credit card account with the Commonwealth Bank of Australia.   The primary point of this credit card was for “emergencies”. At the time, we didn’t have an emergency fund. In fact, we didn’t have any savings. So, it seemed logical, and rather responsible, to have some kind […]

Continue reading
Dumb white girl with money

Bitch, Please! 9 Times I’ve Been A Dumb White Girl With Money

As I alluded to in my Spendy McSpender post, before discovering the Financial Independence movement I could be pretty shitty with money.   Unfortunately, throughout my 20’s, it could be said, I was a bit of a Dumb White Girl with money. I didn’t value it as much as I should have; and I wasn’t as […]

Continue reading
Paying off my car loan debt

The Final Curtain Call For Our Car Loan Debt

Where it all began… On July 31 2015, my beloved and I took out a $25,000 variable interest rate car loan for a used SUV with 7000kms on the clock. Throughout its term, the interest on this loan varied between 9.95% and 10.39%.   As I’ve spoken about previously, my beloved and I really didn’t […]

Continue reading
Achieve Wealth The Easy Way: The Flawed Consumer turns 1.

The Flawed Consumer Turns 1!

Happy Birthday, well, Me! Today marks one year since I started The Flawed Consumer in my quest to Achieve Wealth The Easy Way.   To mark this occasion, I thought I’d share with you some of my favourite posts, achievements, failures and guest posts throughout year one of this financial independence adventure I’m on…   Favourite […]

Continue reading