The Flawed Consumer, Australian Personal Finance Blog, is changing

The Flawed Consumer Is Changing…

It has now been 18 months since I started The Flawed Consumer. When I started, it was my intention to share my journey to Financial Freedom in the hope of both teaching and learning from others.   Part of my reasoning behind this was that after I had my financial epiphany around my 30th birthday, […]

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New Year Resolution Progress

In January, I posted my New Years resolutions for 2018 in order to hold myself accountable for those resolutions for once in my life!   As it is now well into the second half of the year, I thought it was time to check in and see just how well, or shit, I’m going with […]

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how to get rid of credit card debt fast

Drum roll……. We paid off our credit card debt!

In May 2013, my dearly beloved opened a credit card account with the Commonwealth Bank of Australia.   The primary point of this credit card was for “emergencies”. At the time, we didn’t have an emergency fund. In fact, we didn’t have any savings. So, it seemed logical, and rather responsible, to have some kind […]

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Dumb white girl with money

Bitch, Please! 9 Times I’ve Been A Dumb White Girl With Money

As I alluded to in my Spendy McSpender post, before discovering the Financial Independence movement I could be pretty shitty with money.   Unfortunately, throughout my 20’s, it could be said, I was a bit of a Dumb White Girl with money. I didn’t value it as much as I should have; and I wasn’t as […]

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Paying off my car loan debt

The Final Curtain Call For Our Car Loan Debt

Where it all began… On July 31 2015, my beloved and I took out a $25,000 variable interest rate car loan for a used SUV with 7000kms on the clock. Throughout its term, the interest on this loan varied between 9.95% and 10.39%.   As I’ve spoken about previously, my beloved and I really didn’t […]

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Achieve Wealth The Easy Way: The Flawed Consumer turns 1.

The Flawed Consumer Turns 1!

Happy Birthday, well, Me! Today marks one year since I started The Flawed Consumer in my quest to Achieve Wealth The Easy Way.   To mark this occasion, I thought I’d share with you some of my favourite posts, achievements, failures and guest posts throughout year one of this financial independence adventure I’m on…   Favourite […]

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How Grand Theft Auto V led me to seek financial freedom

Before embarking on my path towards financial freedom, we used to spend lots of our weekend time watching Netflix or playing the Playstation.   In fact, I usually dedicated my Friday nights to beer, pizza and Grand Theft Auto V.   For anyone who has played GTA V, you’d know that it includes a virtual […]

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save money

The Flawed Consumer’s top 5 money management fails of 2017

As we enter 2018 and I think about what I may achieve this year, I think it’s the perfect opportunity to reflect on the year in which I started learning how to save money.   I recently outlined my Flawed Consumer achievements for 2017 and the changes I implemented over the year to take my […]

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money goals

New year. New goals. New resolutions.

The new year tends to inspire a renewed motivation within us to be proactive and take control of our lives. So many of us make a new year resolution with the greatest intentions. Sometimes we achieve these financial goals. Sometimes we get to the end of the year and forget what it was we said […]

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money management

10 simple changes I’ve made to go from saving 5% to 25% of my net income in just 6 months

Today I bring you the TFC 6 month round up. Check out the 10 changes I’ve made below to learn how to save money like a pro:   1. Utilising parent/family skills As it came into winter this year, we quickly realised that our dog required a new coat. The coat she had was two […]

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