financial freedom money management debt free early retirement lifestyle blog

How Grand Theft Auto V led me to seek financial freedom

Before embarking on my path towards financial freedom, we used to spend lots of our weekend time watching Netflix or playing the Playstation.   In fact, I usually dedicated my Friday nights to beer, pizza and Grand Theft Auto V.   For anyone who has played GTA V, you’d know that it includes a virtual […]

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save money

The Flawed Consumer’s top 5 money management fails of 2017

As we enter 2018 and I think about what I may achieve this year, I think it’s the perfect opportunity to reflect on the year in which I started learning how to save money.   I recently outlined my Flawed Consumer achievements for 2017 and the changes I implemented over the year to take my […]

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money goals

New year. New goals. New resolutions.

The new year tends to inspire a renewed motivation within us to be proactive and take control of our lives. So many of us make a new year resolution with the greatest intentions. Sometimes we achieve these financial goals. Sometimes we get to the end of the year and forget what it was we said […]

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money management

10 simple changes I’ve made to go from saving 5% to 25% of my net income in just 6 months

Today I bring you the TFC 6 month round up. Check out the 10 changes I’ve made below to learn how to save money like a pro:   1. Utilising parent/family skills As it came into winter this year, we quickly realised that our dog required a new coat. The coat she had was two […]

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How buying bulk and being a little organised is saving me $1200 a year

Other than specials and promo codes, the best way to save money when shopping is to buy in bulk. As I mentioned in my post about cutting out takeaway costs by making batches of freezable dinners for lazy dinner nights, bulk is usually only cost effective if you don’t switch on an extra fridge/freezer to […]

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Cheap Food: The fool proof way to stop buying takeaway on lazy nights

I’m guilty of buying takeaway when I can’t be bothered to cook. But, takeaway is not cheap food, especially if you only get one meal out of it.   Before becoming TFC, I would get takeaway for dinner every Friday night. Most of the time this would be pizza, sometimes Thai or Indian. This cost […]

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*Mic drop… I just joined a library. Obviously, I’m super thrifty these days.

As a new adoptee of a thrifty lifestyle, I have a confession to make… Eight weeks ago I spent $39 on a brand new Lonely Planet Guide about Western Europe. In my mind, I needed a last big “hoorah” trip before settling down and having kids. And Europe was to be it.   To date, […]

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The Flawed Consumer Australia personal finance blog

Tell me a bit about yourself, The Flawed Consumer

Hi there. Considering that you’re here, I should probably tell you a bit more about myself (AKA, The Flawed Consumer)…   I am 30 years old, female, married, with 2.0 fur kids and no human kids (just yet). I am Australian and live in Brisbane. My beloved and I just bought our first house 4 […]

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Australian frugal living blog

Welcome To My Australian Financial Independence Blog

Hi there. You might have heard a thing or two about being the Financial Independence Retire Early movement (FIRE). Financial Independence seems to be all the rage these days (that and fidget spinners!). With rising housing costs and a volatile job market, one could be forgiven for thinking that it’s just simply too hard to […]

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