Are you a comfort spender offender? 81% of Aussies are

This is a guest post by Rhianna Dews for Mozo.   A recent Mozo Comfort Spending Report found that 81% of Aussie’s are comfort spender offenders, spending a whopping $1,430 a year on average to kill stress, anxiety, loneliness and boredom. We’re talking a total of $25.5 billion being chucked away each year on emotionally-driven […]

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Gender pay gap in Australia

Money May Not Have A Gender; But If You’re A Woman, You can Still Expect A Lot Less Of It

In 1893, New Zealand was the first Country to give women the right to vote. The suffrage movement finally had a win; and women’s voting rights, in developed countries, proceeded from that point.   From the Second World War onward, women started to enter the work force in large numbers. However, it was in the […]

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what my childhood taught me about money

The Good, The Bad, And The Ugly: What My Childhood Taught Me About Money

When I was growing up, money wasn’t plentiful. Don’t get me wrong, we always had a roof over our heads and food on the table, but there wasn’t usually much more to spare.   As an adult, my Mum told us that for quite a long period of time when we were young, she would […]

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Is your income keeping up with inflation

Is Your Income Keeping Up With Inflation?

This week Industrial Relations action commenced against my employer regarding our latest Enterprise Bargaining Agreement (EBA). This was mostly due to the fact that my employer’s wage offer under this agreement was a 0% pay rise for the next 3 years.   This is the first time in my employer’s history of offering no wage […]

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Is It A Wise Idea To Save Money When You're In Debt?

Is It A Wise Idea To Save Money When You’re In Debt?

This post was written by Stacy Miller from kissyourmoney.com. Stacy’s blog aims to provide real-world advice, tips and tricks to make, spend and save extra money smartly. Conventional wisdom says that you should focus on paying back your creditors when you’re in debt, but is this really the case?   When you’re in debt, saving […]

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wealth maximisation tool box

What tools are in your wealth maximisation tool box?

Recently, I spoke about how the principles of negotiation are a great tool for your wealth maximisation tool box.   This begs the question… What is a wealth maximisation tool box? Good question, I say…   Wealth Maximisation Wealth maximisation is an accounting term primarily used in the context of stock price adjustment. Essentially, wealth […]

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Someone has interferred with my FIRE aspirations by stealing a package of mine

Hope you enjoy the package, jerk!

This week’s post is going to be a little different from the usual.   Firstly, because it’s late as I’ve been focusing all my energy on trying to achieve FIRE sooner through a job application. And, secondly… Because something has enraged me and I’m pretty much just going to have a rant.   So here goes… […]

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If I could turn back time I would take back my car loan costs

If I could turn back time

I’ve made a lot of unintelligent financial choices over the years. Despite my modern day frugal living, I still make silly financial decisions. I don’t regret a lot of them, as I’ve experienced some pretty great things throughout my life thus far.   The one thing I do regret however, is succumbing to the fancy […]

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ugal living money management

Beware! The Lifestyle Creep May Be Stalking You

Are you earning more income, but not saving any more of it? Have possessions, foods and entertainment that were once luxuries become necessities? Beware!… The Lifestyle Creep may be stalking you.   Lifestyle Creep is defined by Investopedia as “a situation where people’s lifestyle or standard of living improves as their discretionary income rises either […]

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