Through the frugal lifestyle changes I’ve made, I have learnt a lot of everyday money saving tips along the way and would love to share them with you so that you can learn how to save money easily too.
Check out my easy to implement money saving tips you can incorporate into your everyday life!
In early June, my beloved and I received letters from the Australian Government outlining that as we were now 31 we would be subject to the Medicare Levy Surcharge (MLS) and Lifetime Health Cover (LHC) from 1 July this year. This notification has two potential implications for us. Firstly, if our combined MLS assessable […]
What is salary packaging? Salary packaging, also known as salary sacrificing, is an arrangement between an employee and employer whereby certain items are paid for out of an employees pre-tax salary.Typical items include superannuation, cars, computers, electricity, etc. Salary packaging acts as an extra incentive for employee attraction and retention. Essentially, it’s a little […]
This article was written by Alexander from daytradingz.com | Alexander started investing back in 1999 and his fascination with the financial markets is still strong today. He started his blog in 2016, sharing his experiences in short term investing as well as revealing insights about major vendors in this segment. Success in day trading – […]
Recently, I wrote about how I negotiated a competitive discount with my electricity supplier. In this post, I spoke about how research, preparation and a little bit of courage are paramount to negotiating a good deal. Consequently, I thought I would elaborate further by sharing my thoughts on how to negotiate a better deal by […]
Putting off the awkward conversations As part of my frugality adventures, I’ve been on a cost cutting mission for just over a year. In doing so, we’ve cut back our travel, groceries, alcohol, hobbies, takeaway and entertainment costs. These costs were easy for me to make a change to, as they were all self-imposed and […]
As I recently mentioned in my Meet Spendy McSpender post, I’ve been on my frugal adventures for a year now. Throughout that year I’ve made a lot of frugal changes to our lives which have helped us cut our expenses and debt, as well as increase our savings. These improvements to our personal finances were the […]
Here are my tips for selling second hand goods online: Set the price higher then you’re willing to accept to allow for negotiation room. Do your research and be realistic about the value of your item. Sell items that are in good condition (i.e. not junk unless it’s an antique). Or, be willing to give these […]
My beloved and I have returned from our epic European adventure. It was indeed epic, amazing, and the best trip of our lives. Along the way, I learned a few more tips to help you save money on travel that I’d like to share with you… Choose apartments as much as possible Apartments are […]
The latest addition to my cheap and easy cleaning products repertoire is my homemade glass and bathroom cleaner. Like the all-purpose spray I’ve been making for about 15 cents per bottle, my glass cleaner only contains a few ingredients that are cheap and easy to find. The key active ingredient in this recipe […]
During my normal working week, I run 5-6 kms every lunch time and walk another 5 kms in total before and after walk. However, when I go on holidays, I really go on holidays! As a consequence, I eat a lot of food, don’t run… And drink far too much! Back in 2009, […]