The unexpected benefits of being frugal

The Unexpected Benefits Of Being Frugal

As I recently mentioned in my Meet Spendy McSpender post, I’ve been on my frugal adventures for a year now. Throughout that year I’ve made a lot of frugal changes to our lives which have helped us cut our expenses and debt, as well as increase our savings.   These improvements to our personal finances were the […]

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30 Second Finance: 3. 11 May 2018 – Tips for selling second hand items

Here are my tips for selling second hand goods online: Set the price higher then you’re willing to accept to allow for negotiation room. Do your research and be realistic about the value of your item. Sell items that are in good condition (i.e. not junk unless it’s an antique). Or, be willing to give these […]

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Someone has interferred with my FIRE aspirations by stealing a package of mine

Hope you enjoy the package, jerk!

This week’s post is going to be a little different from the usual.   Firstly, because it’s late as I’ve been focusing all my energy on trying to achieve FIRE sooner through a job application. And, secondly… Because something has enraged me and I’m pretty much just going to have a rant.   So here goes… […]

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The FIRE (Financial Independence/Retire Early) unicorn and its impacts on your career

The FIRE unicorn is ruining my career!

I loved my job Before I discovered the FIRE (Financial Independence/Retire Early) movement, I was somewhat of a workaholic. Consequently, getting ahead at work and securing a better position were hugely important to me.   In fact, my beloved used to complain that my work and work colleagues were the most important thing to me. […]

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Cover photo as part of article to explain 8 easy tips to help you save money on travel

Save money on travel: 8 tips to help you save money at your destination!

My beloved and I have returned from our epic European adventure. It was indeed epic, amazing, and the best trip of our lives. Along the way, I learned a few more tips to help you save money on travel that I’d like to share with you…   Choose apartments as much as possible Apartments are […]

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Cheap Cleaning Products: How to make a cheap, natural glass and bathroom cleaner

The latest addition to my cheap and easy cleaning products repertoire is my homemade glass and bathroom cleaner.   Like the all-purpose spray I’ve been making for about 15 cents per bottle, my glass cleaner only contains a few ingredients that are cheap and easy to find.   The key active ingredient in this recipe […]

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If I could turn back time I would take back my car loan costs

If I could turn back time

I’ve made a lot of unintelligent financial choices over the years. Despite my modern day frugal living, I still make silly financial decisions. I don’t regret a lot of them, as I’ve experienced some pretty great things throughout my life thus far.   The one thing I do regret however, is succumbing to the fancy […]

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Save money walking your ass off!

During my normal working week, I run 5-6 kms every lunch time and walk another 5 kms in total before and after walk.   However, when I go on holidays, I really go on holidays! As a consequence, I eat a lot of food, don’t run… And drink far too much!   Back in 2009, […]

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5 Tips To Help You Save Money On Travel

Travel is a wonderful, eye-opening experience. However, the cost of travel can be off-putting. Fortunately, there’s many different ways you can save money on travel:   1. The trick with accommodation is to do your research Firstly, figure out where is going to be a convenient location to base yourself at. For me, I always look […]

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ugal living money management

Beware! The Lifestyle Creep May Be Stalking You

Are you earning more income, but not saving any more of it? Have possessions, foods and entertainment that were once luxuries become necessities? Beware!… The Lifestyle Creep may be stalking you.   Lifestyle Creep is defined by Investopedia as “a situation where people’s lifestyle or standard of living improves as their discretionary income rises either […]

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