Dumb white girl with money

Bitch, Please! 9 Times I’ve Been A Dumb White Girl With Money

As I alluded to in my Spendy McSpender post, before discovering the Financial Independence movement I could be pretty shitty with money.   Unfortunately, throughout my 20’s, it could be said, I was a bit of a Dumb White Girl with money. I didn’t value it as much as I should have; and I wasn’t as […]

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wealth maximisation tool box

What tools are in your wealth maximisation tool box?

Recently, I spoke about how the principles of negotiation are a great tool for your wealth maximisation tool box.   This begs the question… What is a wealth maximisation tool box? Good question, I say…   Wealth Maximisation Wealth maximisation is an accounting term primarily used in the context of stock price adjustment. Essentially, wealth […]

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Paying off my car loan debt

The Final Curtain Call For Our Car Loan Debt

Where it all began… On July 31 2015, my beloved and I took out a $25,000 variable interest rate car loan for a used SUV with 7000kms on the clock. Throughout its term, the interest on this loan varied between 9.95% and 10.39%.   As I’ve spoken about previously, my beloved and I really didn’t […]

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How to negotiate a better deal using the principles of negotiation

Good negotiation skills are a key tool for your wealth maximisation toolbox

Recently, I wrote about how I negotiated a competitive discount with my electricity supplier. In this post, I spoke about how research, preparation and a little bit of courage are paramount to negotiating a good deal. Consequently, I thought I would elaborate further by sharing my thoughts on how to negotiate a better deal by […]

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always get more than one quote

30 Second Finance: 4. 8 June 2018 – Always get more than one quote for any work you get done!

Before I started working in my current team, I had no idea about best value practices. If I needed to get some work done on my car or buy an expensive item, I used to get a quote from someone and if it seemed reasonable, I’d do it.   However, if the quote seemed unreasonable […]

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How to save money on electricity costs queensland australia

How to save money on electricity: Don’t put off the awkward conversations!

Putting off the awkward conversations As part of my frugality adventures, I’ve been on a cost cutting mission for just over a year. In doing so, we’ve cut back our travel, groceries, alcohol, hobbies, takeaway and entertainment costs. These costs were easy for me to make a change to, as they were all self-imposed and […]

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Achieve Wealth The Easy Way: The Flawed Consumer turns 1.

The Flawed Consumer Turns 1!

Happy Birthday, well, Me! Today marks one year since I started The Flawed Consumer in my quest to Achieve Wealth The Easy Way.   To mark this occasion, I thought I’d share with you some of my favourite posts, achievements, failures and guest posts throughout year one of this financial independence adventure I’m on…   Favourite […]

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The unexpected benefits of being frugal

The Unexpected Benefits Of Being Frugal

As I recently mentioned in my Meet Spendy McSpender post, I’ve been on my frugal adventures for a year now. Throughout that year I’ve made a lot of frugal changes to our lives which have helped us cut our expenses and debt, as well as increase our savings.   These improvements to our personal finances were the […]

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30 Second Finance: 3. 11 May 2018 – Tips for selling second hand items

Here are my tips for selling second hand goods online: Set the price higher then you’re willing to accept to allow for negotiation room. Do your research and be realistic about the value of your item. Sell items that are in good condition (i.e. not junk unless it’s an antique). Or, be willing to give these […]

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Someone has interferred with my FIRE aspirations by stealing a package of mine

Hope you enjoy the package, jerk!

This week’s post is going to be a little different from the usual.   Firstly, because it’s late as I’ve been focusing all my energy on trying to achieve FIRE sooner through a job application. And, secondly… Because something has enraged me and I’m pretty much just going to have a rant.   So here goes… […]

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