Finance = freedom. Through focusing on frugal living, debt-reduction and savings, we aim to maximise net wealth and achieve financial freedom.
Check out our personal finance articles below to help maximise your financial wealth.
Here are my tips for selling second hand goods online: Set the price higher then you’re willing to accept to allow for negotiation room. Do your research and be realistic about the value of your item. Sell items that are in good condition (i.e. not junk unless it’s an antique). Or, be willing to give these […]
This week’s post is going to be a little different from the usual. Firstly, because it’s late as I’ve been focusing all my energy on trying to achieve FIRE sooner through a job application. And, secondly… Because something has enraged me and I’m pretty much just going to have a rant. So here goes… […]
I loved my job Before I discovered the FIRE (Financial Independence/Retire Early) movement, I was somewhat of a workaholic. Consequently, getting ahead at work and securing a better position were hugely important to me. In fact, my beloved used to complain that my work and work colleagues were the most important thing to me. […]
My beloved and I have returned from our epic European adventure. It was indeed epic, amazing, and the best trip of our lives. Along the way, I learned a few more tips to help you save money on travel that I’d like to share with you… Choose apartments as much as possible Apartments are […]
The latest addition to my cheap and easy cleaning products repertoire is my homemade glass and bathroom cleaner. Like the all-purpose spray I’ve been making for about 15 cents per bottle, my glass cleaner only contains a few ingredients that are cheap and easy to find. The key active ingredient in this recipe […]
I’ve made a lot of unintelligent financial choices over the years. Despite my modern day frugal living, I still make silly financial decisions. I don’t regret a lot of them, as I’ve experienced some pretty great things throughout my life thus far. The one thing I do regret however, is succumbing to the fancy […]
During my normal working week, I run 5-6 kms every lunch time and walk another 5 kms in total before and after walk. However, when I go on holidays, I really go on holidays! As a consequence, I eat a lot of food, don’t run… And drink far too much! Back in 2009, […]
Travel is a wonderful, eye-opening experience. However, the cost of travel can be off-putting. Fortunately, there’s many different ways you can save money on travel: 1. The trick with accommodation is to do your research Firstly, figure out where is going to be a convenient location to base yourself at. For me, I always look […]
Are you earning more income, but not saving any more of it? Have possessions, foods and entertainment that were once luxuries become necessities? Beware!… The Lifestyle Creep may be stalking you. Lifestyle Creep is defined by Investopedia as “a situation where people’s lifestyle or standard of living improves as their discretionary income rises either […]
As outlined in my recent post, How to make cheap cleaning products for 15 cents, I’ve started to make my own cleaning products as part of my quest to be frugal to reduce debt and increase savings. Not only are home-made cleaning products cheaper, but I can make them as naturally as I want. […]