Finance = freedom. Through focusing on frugal living, debt-reduction and savings, we aim to maximise net wealth and achieve financial freedom.
Check out our personal finance articles below to help maximise your financial wealth.
Are you earning more income, but not saving any more of it? Have possessions, foods and entertainment that were once luxuries become necessities? Beware!… The Lifestyle Creep may be stalking you. Lifestyle Creep is defined by Investopedia as “a situation where people’s lifestyle or standard of living improves as their discretionary income rises either […]
As outlined in my recent post, How to make cheap cleaning products for 15 cents, I’ve started to make my own cleaning products as part of my quest to be frugal to reduce debt and increase savings. Not only are home-made cleaning products cheaper, but I can make them as naturally as I want. […]
Before embarking on my path towards financial freedom, we used to spend lots of our weekend time watching Netflix or playing the Playstation. In fact, I usually dedicated my Friday nights to beer, pizza and Grand Theft Auto V. For anyone who has played GTA V, you’d know that it includes a virtual […]
12 months ago, I didn’t even know the log in details for my online access to my superannuation retirement fund. When I was in my 20’s, a retirement account was of no interest. This was probably due to the fact that in my 20’s, money was only of interest if I could access it […]
Over the recent Christmas and new year period, my beloved and I visited my family in northern New South Wales. As we approached town, we realised that we would soon need petrol. So, I kept my eye out for prices at all of the petrol stations along the way. Throughout the roughly 5 kilometre […]
As outlined in my recent post, I have gone from saving 5% to 25% of my net income in 6 months. I achieved this by implementing numerous lifestyle and frugal living changes to reduce my expenses. As a result, I’m now at the pointy end of the scale; finding myself struggling to find more […]
As we enter 2018 and I think about what I may achieve this year, I think it’s the perfect opportunity to reflect on the year in which I started learning how to save money. I recently outlined my Flawed Consumer achievements for 2017 and the changes I implemented over the year to take my […]
The new year tends to inspire a renewed motivation within us to be proactive and take control of our lives. So many of us make a new year resolution with the greatest intentions. Sometimes we achieve these financial goals. Sometimes we get to the end of the year and forget what it was we said […]
Recently, three of my work colleagues were talking about their gym memberships. All three of them paid $12.95 a week for their membership. But, here’s the thing; only one of them went to the gym twice a week. Another one went about once a month. And the other one hadn’t been in 6 months and […]
Today I bring you the TFC 6 month round up. Check out the 10 changes I’ve made below to learn how to save money like a pro: 1. Utilising parent/family skills As it came into winter this year, we quickly realised that our dog required a new coat. The coat she had was two […]