Finance = freedom. Through focusing on frugal living, debt-reduction and savings, we aim to maximise net wealth and achieve financial freedom.
Check out our personal finance articles below to help maximise your financial wealth.
12 months ago, I didn’t even know the log in details for my online access to my superannuation retirement fund. When I was in my 20’s, a retirement account was of no interest. This was probably due to the fact that in my 20’s, money was only of interest if I could access it […]
Over the recent Christmas and new year period, my beloved and I visited my family in northern New South Wales. As we approached town, we realised that we would soon need petrol. So, I kept my eye out for prices at all of the petrol stations along the way. Throughout the roughly 5 kilometre […]
As outlined in my recent post, I have gone from saving 5% to 25% of my net income in 6 months. I achieved this by implementing numerous lifestyle and frugal living changes to reduce my expenses. As a result, I’m now at the pointy end of the scale; finding myself struggling to find more […]
As we enter 2018 and I think about what I may achieve this year, I think it’s the perfect opportunity to reflect on the year in which I started learning how to save money. I recently outlined my Flawed Consumer achievements for 2017 and the changes I implemented over the year to take my […]
The new year tends to inspire a renewed motivation within us to be proactive and take control of our lives. So many of us make a new year resolution with the greatest intentions. Sometimes we achieve these financial goals. Sometimes we get to the end of the year and forget what it was we said […]
Recently, three of my work colleagues were talking about their gym memberships. All three of them paid $12.95 a week for their membership. But, here’s the thing; only one of them went to the gym twice a week. Another one went about once a month. And the other one hadn’t been in 6 months and […]
Today I bring you the TFC 6 month round up. Check out the 10 changes I’ve made below to learn how to save money like a pro: 1. Utilising parent/family skills As it came into winter this year, we quickly realised that our dog required a new coat. The coat she had was two […]
As outlined in my post about how I saved $147.05 on a pair of Timberland boots, my beloved and I are heading off on an epic European adventure. This coming February and March, we’ll be traveling through France, England, Scotland, Netherlands, Portugal and Spain. We are treating this trip as our “last hurrah” trip. That is, our last […]
I’m not the kind of person that usually looks forward to a big corporation like Amazon Australia entering the market. I’m one of those people that likes to support the small guy. I refuse to buy milk for $1 a litre from the big guys, because I can see that the intention is to […]
This week I was a Flawed Consumer by buying something that I don’t necessarily need. That something is a pair of shiny new 6 inch premium Timberland boots. Not only are they shiny as hell, but they’re comfy as hell and look pretty damn fine too. And, the best bit is that they were cheap […]