New Year Resolution Progress

In January, I posted my New Years resolutions for 2018 in order to hold myself accountable for those resolutions for once in my life!   As it is now well into the second half of the year, I thought it was time to check in and see just how well, or shit, I’m going with […]

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Is your income keeping up with inflation

Is Your Income Keeping Up With Inflation?

This week Industrial Relations action commenced against my employer regarding our latest Enterprise Bargaining Agreement (EBA). This was mostly due to the fact that my employer’s wage offer under this agreement was a 0% pay rise for the next 3 years.   This is the first time in my employer’s history of offering no wage […]

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how to get rid of credit card debt fast

Drum roll……. We paid off our credit card debt!

In May 2013, my dearly beloved opened a credit card account with the Commonwealth Bank of Australia.   The primary point of this credit card was for “emergencies”. At the time, we didn’t have an emergency fund. In fact, we didn’t have any savings. So, it seemed logical, and rather responsible, to have some kind […]

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Is It A Wise Idea To Save Money When You're In Debt?

Is It A Wise Idea To Save Money When You’re In Debt?

This post was written by Stacy Miller from kissyourmoney.com. Stacy’s blog aims to provide real-world advice, tips and tricks to make, spend and save extra money smartly. Conventional wisdom says that you should focus on paying back your creditors when you’re in debt, but is this really the case?   When you’re in debt, saving […]

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Paying off my car loan debt

The Final Curtain Call For Our Car Loan Debt

Where it all began… On July 31 2015, my beloved and I took out a $25,000 variable interest rate car loan for a used SUV with 7000kms on the clock. Throughout its term, the interest on this loan varied between 9.95% and 10.39%.   As I’ve spoken about previously, my beloved and I really didn’t […]

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Achieve Wealth The Easy Way: The Flawed Consumer turns 1.

The Flawed Consumer Turns 1!

Happy Birthday, well, Me! Today marks one year since I started The Flawed Consumer in my quest to Achieve Wealth The Easy Way.   To mark this occasion, I thought I’d share with you some of my favourite posts, achievements, failures and guest posts throughout year one of this financial independence adventure I’m on…   Favourite […]

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The unexpected benefits of being frugal

The Unexpected Benefits Of Being Frugal

As I recently mentioned in my Meet Spendy McSpender post, I’ve been on my frugal adventures for a year now. Throughout that year I’ve made a lot of frugal changes to our lives which have helped us cut our expenses and debt, as well as increase our savings.   These improvements to our personal finances were the […]

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How to save money as a new parent: An interview with a new mum on all things kids and money.

As a lady in my early 30’s, having children is now at the forefront of my mind. As a result, I’ve been wondering lately about the costs of having children and ways in which one could save money as a new parent. Consequently, I’ve sought out an interview from a new mum I happen to […]

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Someone has interferred with my FIRE aspirations by stealing a package of mine

Hope you enjoy the package, jerk!

This week’s post is going to be a little different from the usual.   Firstly, because it’s late as I’ve been focusing all my energy on trying to achieve FIRE sooner through a job application. And, secondly… Because something has enraged me and I’m pretty much just going to have a rant.   So here goes… […]

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Meet Spendy Mcspender - my pre frugal living, money saving self.

Meet Spendy McSpender: An interview with my pre-frugal self

May 1st 2018 will mark 1 year since a metaphorical coconut fell on my head, triggering the radical tightening of the purse strings and embarkation upon our financial independence seeking, frugal living adventures.   Throughout this year, we’ve had money management successes and failures. Most notably, we’ve achieved our target of going from saving 5% […]

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