How to save money on DIY renovations

How To Save Money On DIY Renovations

Last year, my beloved and I embarked on our first home renovation adventure. As it was our first mission, we thought it apt to focus on something fairly straight forward. So, we decided to focus on our garage and laundry.   Both of these areas were in desperate need of a face lift. The floors […]

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What to do when your friends have a huge travel budget and you don't

What to do when your friends have a huge travel budget (but you don’t)

This is a guest post written by Monika Gudova for Mozo.com.au.   As “fun” as it may be, sometimes we all need a break from the world of walking-meetings and hot-desking, so when your bestie asks you to join her for a 14-day European vacay, you say yes – with bells on!   That is […]

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Can salary packaging be used to get out of the Medicare Levy Surcharge?

Can I use salary packaging to avoid the Medicare Levy Surcharge?

In early June, my beloved and I received letters from the Australian Government outlining that as we were now 31 we would be subject to the Medicare Levy Surcharge (MLS) and Lifetime Health Cover (LHC) from 1 July this year. This notification has two potential implications for us.   Firstly, if our combined MLS assessable […]

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salary packaging to make your wealth grow

What’s the deal with salary packaging?

What is salary packaging? Salary packaging, also known as salary sacrificing, is an arrangement between an employee and employer whereby certain items are paid for out of an employees pre-tax salary.Typical items include superannuation, cars, computers, electricity, etc.   Salary packaging acts as an extra incentive for employee attraction and retention. Essentially, it’s a little […]

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Day trading introduction: daytradingz.com

Success in Day Trading: Truly easy, or is that a myth?

This article was written by Alexander from daytradingz.com | Alexander started investing back in 1999 and his fascination with the financial markets is still strong today. He started his blog in 2016, sharing his experiences in short term investing as well as revealing insights about major vendors in this segment.   Success in day trading – […]

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How to negotiate a better deal using the principles of negotiation

Good negotiation skills are a key tool for your wealth maximisation toolbox

Recently, I wrote about how I negotiated a competitive discount with my electricity supplier. In this post, I spoke about how research, preparation and a little bit of courage are paramount to negotiating a good deal. Consequently, I thought I would elaborate further by sharing my thoughts on how to negotiate a better deal by […]

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How to save money on electricity costs queensland australia

How to save money on electricity: Don’t put off the awkward conversations!

Putting off the awkward conversations As part of my frugality adventures, I’ve been on a cost cutting mission for just over a year. In doing so, we’ve cut back our travel, groceries, alcohol, hobbies, takeaway and entertainment costs. These costs were easy for me to make a change to, as they were all self-imposed and […]

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The unexpected benefits of being frugal

The Unexpected Benefits Of Being Frugal

As I recently mentioned in my Meet Spendy McSpender post, I’ve been on my frugal adventures for a year now. Throughout that year I’ve made a lot of frugal changes to our lives which have helped us cut our expenses and debt, as well as increase our savings.   These improvements to our personal finances were the […]

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30 Second Finance: 3. 11 May 2018 – Tips for selling second hand items

Here are my tips for selling second hand goods online: Set the price higher then you’re willing to accept to allow for negotiation room. Do your research and be realistic about the value of your item. Sell items that are in good condition (i.e. not junk unless it’s an antique). Or, be willing to give these […]

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Cover photo as part of article to explain 8 easy tips to help you save money on travel

Save money on travel: 8 tips to help you save money at your destination!

My beloved and I have returned from our epic European adventure. It was indeed epic, amazing, and the best trip of our lives. Along the way, I learned a few more tips to help you save money on travel that I’d like to share with you…   Choose apartments as much as possible Apartments are […]

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