Disclaimer and Privacy Policy

Financial Advice

I, The Flawed Consumer, make no representations to be an expert in financial or investment advice. I am simply an everyday person with a reasonable IQ and capacity to comprehend concepts that may, or may not, result in the growth of personal wealth. The information I share with my readers is based upon my own personal experience, within my own context. I strongly advise you seek financial advice for any financial decisions you may make as a result of reading this website.


Privacy Policy

I, The Flawed Consumer, believe in the privacy of personal information. I will only use the personal information you provide for the purpose in which it was provided (i.e. to subscribe to my post feed).The purpose of this Privacy Policy is to inform you of what personally identifiable information I may collect and how it may be used.


What information do I collect?

Information you voluntarily submit 

I may collect personal information from you such as your name or email address through actions you undertake such as leaving a comment, subscribing to my newsletter, or submitting a contact form.

Information collected from other sites 

I may receive information about you from other sources. For example, if you choose to link your Facebook, Instagram, Google or Twitter accounts to your generic user profile, I will receive your name, email address and profile picture associated with that account.

Automatically collected information

This website automatically collects certain information about you and the device with which you view the site with. For example, when you use this website, your IP address, referring website, pages you viewed, the dates/times when you accessed the site and any external links you clicked on.


This website may log information using small data files stored on your browser by the site known as cookies.

How is that information used?

The information collected may be used in the following ways:

  • To operate and maintain this website;
  • To send you newsletters/post notifications. Each email will provide information on how to opt-out of future mailings;
  • To send you technical advice notifications such as technical issues or security alerts;
  • To respond to your comments or enquiries;
  • To monitor advertising on this website;

Third party use of your information

This website may utilise third parties to provide services necessary for me to enhance the website and user experience.

I currently use Google Analytics to ascertain information such as user activity (pages viewed, how long users view the site, etc) and referring websites. 


Affiliates and other marketing

I, The Flawed Consumer, am part of a few affiliate programs. In cases where products or services I write about are affiliates, I make note of this on the page.

I am not a marketer, and it is not my intention of this website to become a marketer. I will only reference products or services I use, or have read good reviews about. Sometimes these will be affiliates, because if I like the product and genuinely want to recommend it to you, then I may as well make some income doing so. After all, this website costs money to run.

Google Adsense is the only advertising that appears on my website.