Financial freedom book review - Financial Independence Australia

Financial Freedom Book Review – A Proven Path To All The Money You Will Ever Need

This post may contain affiliate links.   In 2010, at the age of 24, Grant Sabatier woke up one morning and decided to check his bank account. With all of his accounts combined, he had $2.26 to his name. In that moment, he realised he needed to make some changes… Some big changes!   So, […]

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Successes and failures on our financial freedom journey thus far

Our Top 5 Money Successes and Failures of 2018

As 2019 is fast approaching, now is the perfect opportunity to reflect on the year that was.   2018 was a great year for kicking financial goals. As you’ll see below, we made some great strides forward on our financial freedom journey.   However, as you’ll also see, we are still flawed consumers and have […]

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IRE: career is a social construct

Why we seek FIRE: Career Is Merely A Social Construct

Up until I discovered the Financial Independence/Retire Early (FIRE) movement, I had never really thought much about why we spend so much of our lives focused on career. I had just accepted it as an inevitable part of life.   However, over the last 12 months, I’ve thought a lot about what I really want […]

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how to get rid of credit card debt fast

Drum roll……. We paid off our credit card debt!

In May 2013, my dearly beloved opened a credit card account with the Commonwealth Bank of Australia.   The primary point of this credit card was for “emergencies”. At the time, we didn’t have an emergency fund. In fact, we didn’t have any savings. So, it seemed logical, and rather responsible, to have some kind […]

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Dumb white girl with money

Bitch, Please! 9 Times I’ve Been A Dumb White Girl With Money

As I alluded to in my Spendy McSpender post, before discovering the Financial Independence movement I could be pretty shitty with money.   Unfortunately, throughout my 20’s, it could be said, I was a bit of a Dumb White Girl with money. I didn’t value it as much as I should have; and I wasn’t as […]

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cheap beer brewing

Beer O’Clock Brewing Sessions: An Introduction To Cheap Beer Brewing

When we started making adjustments to our lifestyle in order to cut spending and increase savings, there were plenty of things that I was willing to sacrifice for the sake of our financial future. However, beer was not one of them. Consequently, in order to continue to keep beer in our lives, I opted for […]

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The unexpected benefits of being frugal

The Unexpected Benefits Of Being Frugal

As I recently mentioned in my Meet Spendy McSpender post, I’ve been on my frugal adventures for a year now. Throughout that year I’ve made a lot of frugal changes to our lives which have helped us cut our expenses and debt, as well as increase our savings.   These improvements to our personal finances were the […]

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The FIRE (Financial Independence/Retire Early) unicorn and its impacts on your career

The FIRE unicorn is ruining my career!

I loved my job Before I discovered the FIRE (Financial Independence/Retire Early) movement, I was somewhat of a workaholic. Consequently, getting ahead at work and securing a better position were hugely important to me.   In fact, my beloved used to complain that my work and work colleagues were the most important thing to me. […]

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Immunity rich foods such as oranges to keep you healthy on a frugal budget

Looking after your health is critical for your finances

I spent about a third of last year sick. I caught 4 colds, one awful stomach bug, and the flu which turned into bronchitis. As a result, I had to have 10 sick days off work, including 4 in a row, which is just unheard of for me.   One could argue that the reason […]

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financial freedom money management debt free early retirement lifestyle blog

How Grand Theft Auto V led me to seek financial freedom

Before embarking on my path towards financial freedom, we used to spend lots of our weekend time watching Netflix or playing the Playstation.   In fact, I usually dedicated my Friday nights to beer, pizza and Grand Theft Auto V.   For anyone who has played GTA V, you’d know that it includes a virtual […]

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