The Joyful Frugalista Book Review: Grow Your Cash, Be Savvy With Your Money and Live With Abundance

This post may contain affiliate links.   Serina Bird is not your average middle-aged woman. She is a single-mother of two young boys, recently remarried. A domestic violence survivor. A career woman, award winning writer, blogger, food reviewer, fluid chinese linguist, and lover of life.   Additionally, she is a self-made millionaire; whom has achieved […]

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Financial Independence Journey

Two Years On From My Financial Epiphany, What Has Changed?

As you may be aware, my beloved and I’s Financial Independence journey commenced shortly after my 30th Birthday.   We had just returned from an overseas holiday celebration for my birthday, when I started to get anxious about our financial position. Our holiday had been lovely, but expensive (thanks in part to business class flights […]

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Why net wealth is the only kind of wealth that matters - Australian personal finance blog

Net Wealth Is The Only Kind Of Financial Wealth That Matters

You may have noticed that in addition to terms such as Financial Independence and Financial Freedom, something I refer to a lot is Net Wealth.   In this article, I’ll give you the run-down on what Net Wealth is and why it is the only type of financial wealth that matters.   What is Net […]

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Financial freedom book review - Financial Independence Australia

Financial Freedom Book Review – A Proven Path To All The Money You Will Ever Need

This post may contain affiliate links.   In 2010, at the age of 24, Grant Sabatier woke up one morning and decided to check his bank account. With all of his accounts combined, he had $2.26 to his name. In that moment, he realised he needed to make some changes… Some big changes!   So, […]

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Successes and failures on our financial freedom journey thus far

Our Top 5 Money Successes and Failures of 2018

As 2019 is fast approaching, now is the perfect opportunity to reflect on the year that was.   2018 was a great year for kicking financial goals. As you’ll see below, we made some great strides forward on our financial freedom journey.   However, as you’ll also see, we are still flawed consumers and have […]

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IRE: career is a social construct

Why we seek FIRE: Career Is Merely A Social Construct

Up until I discovered the Financial Independence/Retire Early (FIRE) movement, I had never really thought much about why we spend so much of our lives focused on career. I had just accepted it as an inevitable part of life.   However, over the last 12 months, I’ve thought a lot about what I really want […]

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how to get rid of credit card debt fast

Drum roll……. We paid off our credit card debt!

In May 2013, my dearly beloved opened a credit card account with the Commonwealth Bank of Australia.   The primary point of this credit card was for “emergencies”. At the time, we didn’t have an emergency fund. In fact, we didn’t have any savings. So, it seemed logical, and rather responsible, to have some kind […]

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Dumb white girl with money

Bitch, Please! 9 Times I’ve Been A Dumb White Girl With Money

As I alluded to in my Spendy McSpender post, before discovering the Financial Independence movement I could be pretty shitty with money.   Unfortunately, throughout my 20’s, it could be said, I was a bit of a Dumb White Girl with money. I didn’t value it as much as I should have; and I wasn’t as […]

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cheap beer brewing

Beer O’Clock Brewing Sessions: An Introduction To Cheap Beer Brewing

When we started making adjustments to our lifestyle in order to cut spending and increase savings, there were plenty of things that I was willing to sacrifice for the sake of our financial future. However, beer was not one of them. Consequently, in order to continue to keep beer in our lives, I opted for […]

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The unexpected benefits of being frugal

The Unexpected Benefits Of Being Frugal

As I recently mentioned in my Meet Spendy McSpender post, I’ve been on my frugal adventures for a year now. Throughout that year I’ve made a lot of frugal changes to our lives which have helped us cut our expenses and debt, as well as increase our savings.   These improvements to our personal finances were the […]

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