The Flawed Consumer Australia personal finance blog

Tell me a bit about yourself, The Flawed Consumer

Hi there. Considering that you’re here, I should probably tell you a bit more about myself (AKA, The Flawed Consumer)…

 

I am 30 years old, female, married, with 2.0 fur kids and no human kids (just yet). I am Australian and live in Brisbane. My beloved and I just bought our first house 4 months ago and are trying to adjust to our more adult-y life.

 

Oh, and, I mentioned that I’m 30 right? I wanted to emphasise that fact because, A) I’ve been having a quarter life crisis about turning 30 for about 5 years now, B) turning 30 made me stop and think “Holy crap, I should probably get my shit together”, and C) It’s like my hair just worked out I turned 30 and thought it was on an episode of Oprah’s 12 days of giveaways and decided “You get a grey hair. You get a grey. And you get a grey.  And you, and you, and you. Y’all get grey hairs!”.

 

Now, whilst all those points are important, it is B that is the most important in terms of this blog. When I turned 30, I did so in style. We flew business class to New Zealand, stayed in nice hotels for a week, and hired a red convertible Ford Mustang to drive around the South Island in. And, whilst that was thoroughly enjoyable, it cost a shitload for one bloody week. I actually think that we might be still paying back that holiday off the credit card. And… It was in March!

 

When we got back and I realised just how much of our hard earned funds went towards a thoroughly enjoyable, but very short holiday… I pretty much shit myself. So, I started to Google “ways to save money” and came up with a whole bunch of somewhat useful, and somewhat not useful ideas and suggestions.

 

About a week later, I received my regular newsletter from my micro-investment app Acorns AU. The email contained a link to an article about saving money through frugality, so I clicked on it. The article contained a whole lot of somewhat, and somewhat not, useful information about implementing frugal measures to get ahead. In the somewhat useful sections, I came across a reference to a blog known as Mr Money Mustache (www.mrmoneymustache.com), which I had never heard of before. Now, I’ll openly admit that the reason I had never heard of it before, because I was a very flawed consumer and saving money through not buying useless shit hadn’t really entered my mind before.

 

I started reading the blog and couldn’t stop reading. And, then I had The Epiphany…. I suddenly realised that for someone with a pretty decent IQ, I had been incredibly stupid with money over the last 5 years. And, so I decided that I needed to change, quickly. But, how? I wasn’t smart enough to retire at 30 like Mr Money Mustache, I’m only starting to really think about wealth at 30. Also, I like my stuff. I don’t want to sell our house to downsize or move closer to the city so as to reduce travel and living costs. I don’t want to be a hermit and never do anything. And, I don’t like to ride bikes; I’m far too scared of traffic and stacking it to give up my car for a bike…

 

So… I decided, stuff it. I give up! Nah, just kidding. I decided to start learning about things that I can realistically implement into my normal, everyday life as a full time worker, in a City with a fairly high cost of living and a half-a-million-dollar mortgage.

 

And, I thought that it would be great if I could share my learnings with others to try and help them get financially smarter too, as well as learn a thing or two from them as well. So, I decided to start my own blog. And, I decided to call it The Flawed Consumer. Because up to now, that is what I have been. A very flawed consumer that has been sucked into the luxury, comfort and convenience that 21st Century consumerism offers. It is my intention however, that as time goes on, I can go from being a flawed consumer to a wealthy frugalist. And, most importantly, I hope you can too.

 

What about you? Tell me a bit about yourself in the comments section below… Who are you? Why are you here? And, what are you trying to achieve?

Cheers, TFC

Posted in My Financial Journey and tagged , , , , .

The Flawed Consumer is a Gen Y consumer that is on a mission to achieve wealth simply by changing spending and lifestyle habits.

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