Hi there. Considering that you’re here, I should probably tell you a bit more about myself (AKA, The Flawed Consumer)…
I am 30 years old, female, married, with 2.0 fur kids and no human kids (just yet). I am Australian and live in Brisbane. My beloved and I just bought our first house 4 months ago and are trying to adjust to our more adult-y life.
Oh, and, I mentioned that I’m 30 right? I wanted to emphasise that fact because, A) I’ve been having a quarter life crisis about turning 30 for about 5 years now, B) turning 30 made me stop and think “Holy crap, I should probably get my shit together”, and C) It’s like my hair just worked out I turned 30 and thought it was on an episode of Oprah’s 12 days of giveaways and decided “You get a grey hair. You get a grey. And you get a grey. And you, and you, and you. Y’all get grey hairs!”.
Now, whilst all those points are important, it is B that is the most important in terms of this blog. When I turned 30, I did so in style. We flew business class to New Zealand, stayed in nice hotels for a week, and hired a red convertible Ford Mustang to drive around the South Island in. And, whilst that was thoroughly enjoyable, it cost a shitload for one bloody week. I actually think that we might be still paying back that holiday off the credit card. And… It was in March!
When we got back and I realised just how much of our hard earned funds went towards a thoroughly enjoyable, but very short holiday… I pretty much shit myself. So, I started to Google “ways to save money” and came up with a whole bunch of somewhat useful, and somewhat not useful ideas and suggestions.
About a week later, I received my regular newsletter from my micro-investment app Acorns AU. The email contained a link to an article about saving money through frugality, so I clicked on it. The article contained a whole lot of somewhat, and somewhat not, useful information about implementing frugal measures to get ahead. In the somewhat useful sections, I came across a reference to a blog known as Mr Money Mustache (www.mrmoneymustache.com), which I had never heard of before. Now, I’ll openly admit that the reason I had never heard of it before, because I was a very flawed consumer and saving money through not buying useless shit hadn’t really entered my mind before.
I started reading the blog and couldn’t stop reading. And, then I had The Epiphany…. I suddenly realised that for someone with a pretty decent IQ, I had been incredibly stupid with money over the last 5 years. And, so I decided that I needed to change, quickly. But, how? I wasn’t smart enough to retire at 30 like Mr Money Mustache, I’m only starting to really think about wealth at 30. Also, I like my stuff. I don’t want to sell our house to downsize or move closer to the city so as to reduce travel and living costs. I don’t want to be a hermit and never do anything. And, I don’t like to ride bikes; I’m far too scared of traffic and stacking it to give up my car for a bike…
So… I decided, stuff it. I give up! Nah, just kidding. I decided to start learning about things that I can realistically implement into my normal, everyday life as a full time worker, in a City with a fairly high cost of living and a half-a-million-dollar mortgage.
And, I thought that it would be great if I could share my learnings with others to try and help them get financially smarter too, as well as learn a thing or two from them as well. So, I decided to start my own blog. And, I decided to call it The Flawed Consumer. Because up to now, that is what I have been. A very flawed consumer that has been sucked into the luxury, comfort and convenience that 21st Century consumerism offers. It is my intention however, that as time goes on, I can go from being a flawed consumer to a wealthy frugalist. And, most importantly, I hope you can too.
What about you? Tell me a bit about yourself in the comments section below… Who are you? Why are you here? And, what are you trying to achieve?